Methodology

Our goal is to help you find the best place for your savings without the noise of temporary offers.

Focus on Non-Promotional Rates

We exclusively list accounts with consistent, non-promotional interest rates. We believe that true wealth building happens over the long term, not through short-lived teaser rates.

Many financial institutions offer attractive "introductory" rates that expire after a few months, dropping to a much lower baseline. We do not take these promotional offers into account because they are short-term and not long-lived. Instead, we focus on institutions that offer sustainably high rates to all customers, not just new ones.

Transparency First

We verify our data daily to ensure accuracy. If an account has hidden fees or complex requirements to unlock the advertised rate, we highlight them or exclude the account entirely if it doesn't meet our standards for transparency.